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Preferred Mutual’s Homeowners policies offer . . .
- Coverage on watercraft.
- Discounts for temperature monitoring, burglary and fire alarm systems.
- Coverage programs that satisfy everyone’s needs, from basic normal industry programs to high profile customer needs.
- Coverages if you rent or own a condominium.
- Increased coverage protection packaged at a discount rate.
- Assistance with identity theft exposures. We offer protection against the expenses involved to correct your records resulting from identity theft.
Perferred Mutual’s New York Personal Auto policies offer . . .
- Antique/Classic car coverage.
- Trip Interruption insurance.
- Coverage on campers and motorhomes.
- Coverage on snowmobiles.
- Discounts for good students.
- AAA credit for their members.
- Multi car discounts.
- First accident forgiveness if your NY personal auto policy has been with us for at least 3 years.
Preferred Mutual's Commercial policies offer . . .
- Equipment Breakdown coverage in all property forms.
- Business Income coverage at an actual loss sustained amount on Religious Institution Program and Businessowners policies.
- Discounts for central station burglary and fire alarms.
- Enhancement endorsements.
Preferred Mutual also . . .
- Saves you time and money by offering the ability to combine bill multiple policies under one master bill (see billing section for more details).
- Provides numerous payment options to continue our philosophy of ease of doing business.
- Offers multi policy discounts.
- Can save you more money on all policies with a higher deductible; it may be a sizeable amount.
- Provides educational material to keep you informed of new or emerging safety issues.
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