Preferred Mutual is able to offer protection for the small residential contractor. We are able to offer many optional coverages at a competitive price. Preferred Mutual is committed to providing you with quality insurance coverage.

Some of the contractors we are able to provide coverage for are:

• Air Conditioning/Heating
• Appliance Installation
• Carpet, Rug, Furniture or Upholstery Cleaning
• Communication Equipment Installation
• Concrete Construction *
• Electrical
• Fence Erection Contractors
• Glazier/Glass
• Interior Decoration
• Landscape Gardening/Lawn Care
• Masonry *
• Office Machine Repair
• Painting *
• Paperhanging *
• Plastering *
• Plumbing
• Refrigeration
• Sign Painting/Lettering
• Surveyors
• Tile/Stone/Marble
• TV/Radio Receiving Set including Satellite Dish
• Water Softening Equipment

Preferred Mutual's Contractor Program:

• Provides protection for legal liability for bodily injury to others
• Provides protection for property damage to a third party
• Provides $1,000 of Portable Tools Coverage
• Provides $2,500 Installation Floater Coverage

Preferred Mutual offers additional low cost coverage options for:

• Additional limits for portable tools and installation floater
• Contractors Equipment
• Contents and/or building coverage
• Crime

When higher liability limits are needed, don't forget to look into our Umbrella policy.

Check out Preferred's Commercial Auto and Workers' Compensation coverages to further meet your business needs.

(* not available in NY)