Preferred Mutual believes every home or business owner should consider the chance of flooding in their community, and take immediate steps to protect their investment. Here’s one way to do just that.

Flooding can occur in many areas not thought to be susceptible to rising waters. Many of us have seen recent media coverage of severe damage and injury across the country due to floods, and some have witnessed this firsthand. In our own communities, Preferred Mutual has seen devastating losses to property and life caused by flash floods in the summer of 2006.

Losses caused by flood or by mudslide, which is defined, in part, by the National Flood Insurance Program as:

“A general and temporary condition of partial or complete inundation of normally dry land areas from overflow of inland or tidal waters, or from the unusual and rapid accumulation of runoff of surface waters from any source.”

In an effort to help policyholders locate Flood Insurance easily and economically, we are partnering with National Flood Services, Inc. (NFS), specialists in flood damage assessment and policy management. NFS has a convenient and comprehensive flood program. All policies are issued under Preferred Mutual Insurance Company’s trusted name. Policy servicing, billing and claims services are managed and provided directly by NFS, as their expertise in flood damages makes this best for our policyholders.

If you are required by your mortgage lender to have flood insurance on your property, or you feel that the property may be susceptible to flood damage, coverage is available for damages from flood on most buildings and contents. If you choose to be one of the wise property owners who recognize that a decision to protect their home or business today can help avoid huge losses from flood waters tomorrow, ask your independent agent for information about the National Flood Insurance Program (NFIP) for Preferred Mutual policyholders.

Learn more about flood hazards. Visit the following web sites:

www.floodsmart.gov     www.fema.gov

National Flood Services, Inc. is not part of the Preferred Mutual Insurance Company.