Higher value homes need greater insurance protection.

PINNACLE is Preferred Mutual's high value homeowner program. Higher value homes need greater insurance protection and PINNACLE offers just that. From the choice of coverage options to the flexible pricing options, PINNACLE policyholders will know instantly this is an insurance product in a class by itself.

PINNACLE includes a host of coverage options and higher coverage limits not found in standard policies. If you have invested in furnishings and collectibles of value, a standard home policy is simply not enough. PINNACLE is an excellent way to ensure greater recovery from loss for items such as:

• Money, bank notes, bullion
• Rare and valuable coins
• Silverware, goldware, pewterware, etc.
• Recreational motor vehicles

PINNACLE also allows for greater recovery limits to risks that may be available in standard home policies, but at a lesser recovery amount.

• Water damage from sewers, drains and sumps
• Flood Program
• Direct physical loss to covered property
• Replacement costs
• Identity Fraud
• Theft, misplacement or loss
• And more!