Homeowners
Homeowners

Purchasing a home may be the single largest investment you make in your life. Purchasing a homeowner's insurance policy provides you with the security that your investment will be protected. A Preferred Mutual homeowner's policy offers protection to your home, as well as, your possessions and personal liability.

Preferred Mutual's Homeowners Program:
  • Protects your home, property, and related outbuildings.
  • Protects your personal property.
  • Provides additional living expenses if you're forced from your home.
  • Provides comprehensive Personal Liability protection in case of injury to others.
  • Provides medical payments in case of injury to others.
In addition to basic coverage, Preferred Mutual offers additional coverage for: Preferred Mutual has been protecting homes for over 110 years. We are committed to providing you with quality insurance coverage at a competitive price. Whether you are looking for basic homeowner coverage or something a little more complicated Preferred Mutual has the right coverage, at the right price for you.

You can receive discounts and credits to your Homeowner policy with Preferred Mutual for:
  • Multi Policy Discounts – having multiple policies like Homeowners and Personal auto will result in a discount to your homeowner premium.
  • Superior Home and Risk Program – if your home is of superior construction and maintenance and meets minimum age requirements you could receive additional credit.
  • Renovator / Select Credit – If you own an older home and it is of superior construction and maintenance you could receive additional credits to the base premium.
  • New Home Discount – Homes under 20 years old can receive additional credits.
 
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