What is Personal Umbrella Coverage?

It's broad protection against financial catastrophe that could strike your family if someone brings a liability suit against you for a large sum. Personal Umbrella protection does not replace your Homeowner, Auto, or Comprehensive Personal Liability policies, but rather it is designed to supplement them with:

• Limits up to $5 million over and above your basic Homeowner, Mobile Homeowners, Automobile, and Boatowners liability policies.
• Coverage for several personal injury hazards such as libel, slander, false arrest, humiliation, defamation of character, false imprisonment, wrongful eviction, wrongful detention, malicious prosecution or invasion of privacy.
• First dollar defense costs for covered claims, if your liability isn't covered by your basic policies, subject to a modest deductible.

Why should you consider adding Personal Umbrella Coverage?

You've worked hard to get the things you own. The frequency of personal liability suits and soaring court awards means you could lose it all too easily. Preferred Mutual's Personal Umbrella Coverage can prevent such a financial catastrophe.